Most people are not fond of spending a lot of money on gas for their vehicle. If you are one like them then there is a way to save money at the pump station without having to trade your SUV for a more fuel efficient car or changing your driving habits. So how can you save your money? Yes a credit card can actually help you save money on your gas purchases. Gas rebate credit cards have been around for awhile but they typically require you to purchase gas from a particular brand (i.e. Exxon, Shell, BP).
But now there are many gas rebate credit cards that will give you cash back when you use your card at any gas station. Gas rebate credit cards give you up to 3% to 6% cash back on your gas purchases and 1% to 3% cash back on all other purchases. This can help you save quite a bit of money each year.
Most gas rebate credit cards do not come with an annual fee, but it is always wise to make sure that it does not have one. An annual fee could wipe out any benefits you would earn with a gas credit card so always look for a card that does not charge you an annual fee.
Some gas credit cards have introductory offers where you can earn double cash back for using the card for a certain period of time. If the card normally gives you 3% cash back on gas purchases it will give you 6% cash back during that introductory period. The length of the introductory period varies between 1 to 12 months depending on the card that you are using.
Choose a gas credit card that will allow you to earn cash back when purchasing any brand of gas irrespective of the brand. Some gas credit cards will only give cash back when you purchase a specific brand of gas and at only certain specific gas stations. In addition, a number of gas rebate credit cards limit the amount of money back you can make each year while others permit you to take home-unlimited cash back. Consider this when comparing gas refund credit cards.
It is always wise to read carefully the terms and conditions that is given when you apply for these gas cards. Also always see to it that you pay back in full every month.
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Harish Lath
http://www.articlesbase.com/business-articles/how-to-save-money-731661.html
save money?
how to save money from my mnthly salery ?
Don’t spend it….Duh
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take a certain amount each week and put in your savings acccount
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BUDGET, honey….budget, budget, budget. Write out everything you spend each month, cross it off when you pay it, and don’t spend on things you WANT. Only on those you need. Keep a running total of gas money and then come payday, take X amount of cash out (plus $10 just in case) and keep that cash in your glove box to pay for gas. Only use it for gas, nothing else!! You can do that for soda, movies, pizza, etc. That way you won’t be tempted to spend extra. I take a certain amount out each paycheck and put it in the savings right away, so it can’t be spent, also.
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best is to open another savings account and to transfer EVERY month an amount. save step by step over long term.
good luck!
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Don’t spend it… Or better said, "Pay yourself first." One popular way to do this is (if your employer can) to have a portion of the money from your check sent to a separate account if you have direct deposit, or to get 2 checks one to spend and one to save.
When you do buy things try to spend less. I have included a very helpful US government publication on saving money as well as a great coupon site and a blog with money saving tips.
Good luck, while saving is hard, it is well worth it.
References :
http://www.pueblo.gsa.gov/cic_text/money/66ways/index.html
http://deallocker.com
http://deallocker.com/blog