American Fortune Mergers And Acquisitions Releases Tips to Sell a Business

American Fortune’s CEO

Louisville, KY (PRWEB) March 12, 2012

With over 13 years of mergers and acquisitions experience, American Fortune CEO, Brian Mazar, has seen his fair share of business blunders. Most of these relate to the process to sell a business and how business owners are misguided through the experience. In order to better educate owners who are considering the sale of their business,Mr. Mazar released to the media today American Fortune’s Tips To Sell A Business. “I have always believed the old adage that knowledge is power. The more owners know going into a business sale process, the better their result will be. These tips have proven time and time again to make the biggest difference in the sale of a business.”

Mazar sites the following tips as key to a business sale success:

1. Don’t wait until the business must be sold, for either economic or emotional reasons. Pressure to sell a business creates anxiety and can force a company into accepting a deal that’s not good for the seller–or for the buyer.    

2. Prepare to sell a business well in advance. Be sure records are complete for at least 5 years back and be current on all accounting and legal matters. Although often overlooked, be sure to spend time cleaning and organizing the plant/store/facility/office. “Just as one would clean their house for visitors, clean the business environment for buyers,” advises Mazar.

3. Hire an experienced business intermediary or mergers and acquisitions advisor. “It is crucial to involve a professional to sell a business. They understand the unique sales process and all of the caveats that may present themselves,” stresses Mazar. Not only are they familiar with the process, but they help owners achieve leverage through buyer competition—a valuable skill for an advisor to have. David Gumpert, former Harvard Business Review associate editor said (pertaining to attorneys), “Inexperienced lawyers are often reluctant to advise their clients to take any risks, whereas lawyers who have been through such negotiations a few times know what risks are reasonable.” This example can be applied to a seller’s experience too. Mazar can’t stress enough the value in seeking out a professional to sell a business.

4. Place a reasonable price on the business. Since an inflated figure either turns-off or slows down potential buyers, rely on the seasoned advisor to help everyone arrive at the best “win-win” price.

5. Carry on “business as usual.” Don’t become so obsessed with the transaction that attention wavers from day-to-day demands which will affect sales, costs, and profits. Since the selling process could take as long as a year, the buyer needs to keep a healthy and steady business.

6. Anticipate information the buyer may request. For example, in order to obtain financing, the buyer will need appraisals of all assets, a business valuation as well as information to satisfy environmental regulations (when real estate is concerned).

7 . Keep time from dragging down the deal. To keep momentum up, work with the intermediary to be sure potential buyers stay on a time schedule and that offers to purchase move in a timely fashion.

8. Negotiate, don’t “dominate.” Owners are used to being their own boss, but be prepared to learn that the buyer may be used to having his way, too. With the business advisor’s help, decide ahead of time when “to hold” and when “to fold.”

9. Be flexible! Keep the balls rolling once an offer has been made. Study it closely. Just because the offer’s price may be lower than desired, the offer may have other points that will offset it such as higher payments or interest, a consulting agreement, more cash than was anticipated or a buyer that the business is comfortable with. If a counter-offer is necessary, do so only on those points that are of the highest importance. Be willing to negotiate for a win-win in order to sell a business. “There is an old adage that the first offer you get is typically the best offer you will get–and it’s amazing how true that statement is,” adds Mazar.

American Fortune Mergers & Acquisitions, LLC is a nation-wide firm that provides services in the areas of growth-to-exit planning, mergers and acquisitions and business valuations for businesses with revenues between $ 3 million and $ 100 million. American Fortune was founded by industry veteran Brian S. Mazar who developed a unique buying process that is sell-side driven. Due to this process, American Fortune successfully sells their businesses at an average of 98% their listed price.

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Planning and Booking the Best Vacation: Tips from AAA Travel
Upcoming AAA Travel Marketplace Ideal Venue to Leverage This Advice and Get Great Deals

Providence, RI (PRWEB) February 23, 2012

With the 9th Annual AAA Travel Marketplace quickly approaching on March 2-4, 2012 at Gillette Stadium’s Putnam Club East Clubhouse, AAA Travel today issued several tips designed to provide consumers with useful advice for planning and booking vacation travel at Marketplace or anytime.

“With all the vacation options available the task of planning and booking a vacation can be a daunting task,” said Rick Del Nero, Vice President, Branch Operations, AAA Southern New England. “We’re finding consumers who use a travel agent to assist them during the planning and booking process are more satisfied with the planning process and with the vacations they take.”

                                     Seven Tips for Planning the Best Vacation

1. Consult a Travel Agent. – Many consumers shy away from working with a qualified travel agent, afraid that doing so will cost extra. This is not always the case. Agents can save people time and money, especially when traveling for the first time, or taking an important, once-in-a lifetime trip. These experts have a keen sense of the competitive landscape and can quickly pinpoint, tailor and package a vacation based on a traveler’s interests and budget. Agents can also help make the most of your vacation by arranging pre-and –post vacation stay options. They can suggest must-see attractions and must-do activities by destination too. Agents will be able to find the best flights as they have access to more options than travelers can find on their own through an airline or an online travel agency.

2. Look for a Package Deal. – While consumers can put together all of the pieces of a trip online, the best vacation packages are typically developed by experienced travel counselors who know where to look. These experts leverage their knowledge and connections in the business to create vacation packages that meet an individual’s unique needs.    

3. Look for Travel Extras. – Today’s consumers are not necessarily seeking the least expensive trip, but want the most for their travel dollar. To accommodate those needs, some travel providers are offering extras with trips, such as shipboard credits, gas cards, extra nights at a hotel, upgrades, etc. Consumers should be on the

lookout – and ask for – those extras when working with a travel agent.

4. Be Opportunistic and Flexible. – Many times, the best travel opportunities are discovered at the last minute. For consumers to take full advantage of those offers, they need to be flexible with vacation planning in terms of dates and times. By being flexible, consumers can also take advantage of “shoulder seasons” – just before and just after peak travel times – to save money at many desired destinations. Consider booking your flight for travel during off-peak-hours, flying standby, or even staying at a hotel near the beach rather than overlooking it. They must also be fully prepared to travel. Passports can take up to six weeks to secure so it’s a good idea to plan well ahead of time. That way, when a good offer comes along you’ll be ready and able to take full advantage.                                                                                

5. Protect your INVESTMENT. Purchase Third Party Trip Insurance – Know what your insurance includes. Be certain default insurance is part of the plan — unfortunately, many consumers purchase travel insurance through the vacation provider and aren’t covered if that provider goes out of business.

6. Travel with Reputable Brands – Another form of insurance is to purchase a vacation from a reputable company, as dependability, consistency and experience are the hallmarks of great brands. A travel agent won’t steer you wrong. Their goal is to help you plan and book a vacation that you will thoroughly enjoy and come away with great memories that will last a lifetime. Travel agents will stand behind the recommendations they make and be there for you before, during and after your vacation.

7. Purchase your vacation with a Credit Card – Paying with a credit card makes it easier to avoid losses from fraud. Also, many credit cards allow you to earn reward points, sometimes double and triple points, when they are used for various purchases, including travel. Cruises and Land Vacations can be higher priced purchases so the opportunity exists to earn a great deal of points on your credit card when you use one for your vacation purchase. The AAA Member Rewards Visa® Credit Card is a terrific option. Learn more and apply at AAA.com/CreditCard.

About AAA Travel Marketplace

The 9th Annual AAA Travel Marketplace, New England’s biggest and most comprehensive travel show, takes place at Gillette Stadium’s Putnam Club East Clubhouse on March 2-4, 2012. The Marketplace brings ‘all things travel’ under one roof, with expert travel advice from over 150 top travel vendors and AAA’s experienced, certified travel counselors, a wide variety of destination based travel presentations, and full AAA branch services including passport photos. AAA Travel Marketplace is open Friday, March 2: 2pm to 9pm, Saturday, March 3: 10am to 6pm, Sunday, March 4: 10am to 4pm. Admission is $ 5 Members , $ 10 for Non-Members. A $ 2 off coupon and advance tickets are available at AAA branches or online at AAA.com. Tickets are also available at the door. More information is available by calling 1-800-222-7448, by visiting one of AAA Southern New England’s local branches in Massachusetts, Rhode Island or Connecticut, or by logging onto http://www.AAA.com/travelmarketplace.

About AAA Southern New England

AAA Southern New England serves more than 3 million members in Connecticut, Rhode Island, and Massachusetts including Greater Boston, Worcester, Berkshire County and Cape Cod. In addition to its roadside assistance programs, AAA also provides its members an array of products and services in travel, insurance and financial services. The Club also offers exclusive products and services with special member discounts and value-added programs. For more information about AAA Southern New England, visit AAA.com.                                                    

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Top Valentine’s Day Flower Tips and Trends

Valentine’s Day Flower Arrangement

Burlington, ON (PRWEB) January 31, 2012

Valentine’s Day, Tuesday February 14th, is fast approaching and florists everywhere will deliver more long stemmed red roses then any other flower. Roses are after all the traditional Valentine’s Day Flower favorite and red symbolizes love. However, for customers looking for something different, flower options this year do not disappoint. The tulip is a great gift choice. Tulips, available for Valentine’s Day in a multitude of colors, look fabulous in bouquets, arrangements and as a potted plant. Watch for the new FTD Season of Love Bouquet, a hand designed arrangement consisting of romantic red and pink tulips in a designer red glass heart-shaped vase. Brant Florist expects roses to continue to be the top seller with tulips, lilies, gerberas, carnations and orchids gaining interest for Valentine’s Day this year.

When it comes to color, The Pantone Color Institute has forecasted that tangerine tango, a vibrant red orange, is the hottest color of 2012. Expect to see this vibrant hue in fashion, cosmetics, interior spaces and yes flowers. Still want to send Valentine’s roses but not in red? Take into consideration the recipient’s color preferences and if you dare, send roses in this hot hue. Other top flower color choices include rich purples, hot pinks and jewel tones of plum, raspberry and bordeaux. On the softer end of the spectrum, pastel shades and monochromatic bouquets in calming neutral shades such as classic white or ivory are always popular.

Before placing a Valentine’s Day flower order, decide on budget and make the florist aware of it. A very romantic and cost saving option is to send one long-stem rose. A bud vase arranged with two or three stems is an elegant and charming gift offering. Another money saver is to visit the florist shop yourself to select and deliver flowers in person. Choosing a potted plant is a great value option because the plant will be enjoyed for a long time.

Remember to book Valentine’s Day flower orders as early as February 5th. Saint Valentine’s Day is the number one occasion for florists. Ordering early allows for best flower selection and guaranteed delivery options. Given that Valentine’s Day falls on a Tuesday this year, consider extending Valentine’s Day throughout the weekend by sending flowers to work on Friday, February 10th for an unexpected surprise.

When money is no object, go big for huge impact. A dozen or more long stemmed roses are a lavish expression of love. Or make that loving feeling last all year by booking a standing order. This will allow your Valentine the pleasure of receiving flowers of your choice regularly for a specified period of time. Consider pre-booking a monthly flower order starting this Valentine’s Day until say, the end of the year!

With Valentine’s Day just around the corner remember that flowers aren’t just for sweethearts. Send Valentine’s flowers, potted plants, or fruit baskets to friends or family too. Whether the sentiment is one of love or simply appreciation, Brant Florist offers a large selection of Valentine’s Day gift ideas. Visit now for many inspirational Valentine’s Day flower options. Custom orders are always welcome.

Brant Florist – An online flower shop providing same day flower delivery to most North American cities and next day worldwide flower delivery. Brant Florist carries the full line of FTD, Teleflora and Interflora floral products. Now in their 50th year of business, Brant Florist has been owned and operated by the Bolt family since 1977.

Contact Info:

Ken Bolt

Brant Florist

Phone: 1-877-545-5535

Email: gifts(at)brantflorist(dot)com

Web: http://www.Brantflorist.com

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InsuranceHotline.com provides tips to save money on car & home insurance in the New Year

Toronto, ON (PRWEB) January 05, 2012

Saving money can be difficult at times; whether it’s adjusting a lifestyle or that there simply isn’t any room in the budget to save. It is important to look at all expenses and identify how to save money on each expense. Car insurance for example, is an expense that every driver must have by law; but that doesn’t mean drivers should overpay for insurance.

It is time to take action on 2012 New Year’s resolutions. Here are a few ways to save money on car and home insurance.

Car Insurance Savings Tips

Shop insurance rates. The rates charged by insurance companies can vary by hundreds and even thousands of dollars; as each provider uses their own claims experience to determine premiums charged. That being said, it’s important to shop around for a better insurance rate. The easiest and fastest way to obtain free insurance quotes is to visit insurancehotline.com and complete three steps – to compare rates against over 30 insurance companies.

Review the policy. It’s important for drivers to review their car insurance policy periodically and make sure it’s up to date. Research any discounts that the insurance provider may offer and see if any apply. Also, has the daily commute distance changed since purchasing car insurance? Or has a ticket or accident been removed from a driving record? (Note: tickets are on driving records for three years and accidents stay on-record for six years.) Notify the insurance provider if any of these circumstances have changed as they will have an impact on car insurance rates.

Re-evaluate your coverage. Liability insurance coverage is mandatory for all drivers; however, comprehensive and collision are not. If a vehicle is old, consider removing collision and comprehensive coverage – as the car may not be worth repairing in the event of a car accident or vandalism. Also, evaluate deductible amounts – the money that is required to pay out for a claim. Lower deductibles typically cost more on insurance premiums than higher deductibles.

Home Insurance Savings Tips

Remove unnecessary coverage. If coverage has been purchased that will not likely affect the area, such as earthquake coverage, removing the coverage (especially in an area where the natural disaster typically does not occur) should help lower the insurance premium.

Increase the deductible. By increasing the deductible, it will decrease the home insurance rate – as the homeowner is assuming more of the risk if a claim were to be filed. An important thing is to make sure the deductible amount is saved and available to pay out should a claim need to be filed.

Research discounts. Taking the time to research any discounts could save money on home insurance rates. For example, if the homeowner is a senior citizen or if a burglary alarm has been installed in the home, discounts may be offered.

Another savings tip: Most insurance providers offer discounts if auto and home insurance policies are combined. Don’t forget to call the insurance provider and find out how much savings apply if both of these policies are combined.

Hopefully these tips will help drivers and homeowners save money in 2012 on car and home insurance. Remember to always research – whether to shop insurance rates, review insurance policies or re-evaluate coverage options.

About: InsuranceHotline.com is a free online insurance rate comparison service that directs consumers to its large network of more than 30 insurance companies and licensed insurance professionals and provides quotes based on the lowest rates available through its network. In business since 1994, InsuranceHotline.com does not sell insurance, is not a licensed broker, and is not owned in whole or in part by an insurance company, agent or brokerage; ensuring consumers get a truly unbiased quote.

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